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Best Money Management Apps to Get Debt Free in 2019

Best Money Management Apps to Get Debt Free in 2019

Best Money Management Apps to Get Debt Free in 2019

Best Money Management Apps to Get Debt Free in 2019

Are you struggling to balance the books each month? Want to turn your financial fortunes around in 2019?

Fortunately, there are some technological solutions that will help you achieve your money-based New Year’s resolutions. We’ve collected a few of our favourites below.


Cleo is an AI-powered budgeting app that makes saving money less boring. The chatbot app analyses your bank account and gives you insights into your spending habits and can set a budget.

Ask Cleo simple questions like ‘can I afford to eat out tonight’ and the chatbot will give you a clear answer and adjust your monthly spending plan. It’s quick to set up and if anything goes wrong, the makers promise to protect any losses resulting from the app up to £85,000.


Chip is another iOS and Android app which calculates how much you can afford to put away to help you save more money each week. It looks at your spending habits and moves the money to a Chip current account.

This app is perfect for people who want to save money without even realising it. The downside is that the Chip account doesn’t automatically pay savings interest, but if you invite friends then you can get up to 5% back on the money that you save.


One of our favourite money tools that helps you manage spending and budget. Monzo is a current account with a pre-paid Mastercard that you can load with cash so you don’t go over budget.

Each account has a dashboard that breaks your spending down into categories. The dashboard also shows you how much you are spending in certain shops and other outlets, so there are multiple ways to track your spending.


If you want to get the best deal on your everyday spending then MySupermarket is the money saving tool for you. The app lets you compare prices between all the major supermarkets, pointing out the best deals and alerting you if you can get a product cheaper elsewhere.

MySupermarket will automatically compare a product for you if you scan the barcode on the box. It will also let you know when you can swap an item for a cheaper alternative and help you choose products with a better unit price.

Voucher codes

If you still want to live a little while you are trying to save money or get out of debt then voucher code websites like Groupon, MyVoucherCodes and HotUKDeals can help.

Tens of millions of Brits have used the online discount codes to save money at top attractions, restaurants, household goods and much more. If you are looking for something in particular, it’s a good idea to check up on the different websites regularly – but don’t be tempted to buy anything that you don’t need.

Are you dealing with serious money problems in 2019? Speak to a debt adviser today. Call: 0800 611 8888.