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21st January 2021
An Individual Voluntary Arrangement (or IVA) is a payback agreement between an individual and his or her creditors. If you can’t afford to repay your debts, you can use a Licensed Insolvency Practitioner to negotiate […]
20th January 2021
By nature, contractors are incredibly resilient to change. But just because you are good at responding to changing circumstances, doesn’t mean you enjoy it – especially when it means that you’re losing money. The rickety […]
12th January 2021
Without more government assistance, a record number of small firms could close in the next 12 months. After the country entered a third period of national lockdown earlier this month, the Federation of Small Businesses […]
18th December 2020
From all the Team at Umbrella Insolvency, we would like to wish you a fabulous festive season and a Happy New Year! Christmas & New Year Opening Hours: Monday 21st December – Normal hoursTuesday 22nd December – […]
17th December 2020
In a year when the coronavirus pandemic has wrought havoc on lives and livelihoods, there will be a strong temptation to spread some festive cheer this Christmas. But the pandemic has also left many families […]
23rd November 2020
An important change to insolvency law could make it harder for businesess to borrow emergency credit and lead to more ‘chain reaction’ insolvencies. From 1 December 2020, HMRC will rank as a preferential creditor in […]
16th November 2020
The number of people falling into ‘problem debt’ has doubled since March as a result of the coronavirus pandemic, a debt charity has warned. StepChange said that 1.2 million Brits are now facing serious financial […]
23rd October 2020
There is widespread concern that stricter coronavirus restrictions imposed in the North of England could have severe consequences for hospitality businesses, suppliers and other firms. New research from the Office for National Statistics (ONS) suggests […]
16th October 2020
New restrictions in British hospitality settings could spell disaster for the industry, but while affected pubs, bars, cafes and restaurants can access new government funding to pay staff, other businesses in the hospitality supply chain […]
28th September 2020
Upmarket Italian restaurant Gusto has become the latest chain to complete a Creditors Voluntary Arrangement (CVA). The group says that the move will secure the chain’s long-term future. Agreed by 98% of Gusto’s creditors, the […]