Running out of ways to deal with mounting debts or HMRC pressure? If your business is under financial strain, Umbrella.UK Insolvency offers a bespoke, director-led national company rescue service that’s designed to get you back on track. Although based in Wilmslow, Cheshire, the firm serves clients across the UK, offering personal, professional and practical support – no matter where you are.

The vision behind Umbrella.UK Insolvency

Umbrella.UK Insolvency was founded by Tom Fox, a Licensed Insolvency Practitioner with more than two decades of experience. After working in senior roles at large national firms, Tom recognised a gap in the market, too many companies were being passed between junior staff, getting templated advice instead of personal support.

“I set up Umbrella.UK Insolvency to offer something different,” Tom explains.
“I wanted to create a more hands-on, director-led service where business owners could speak directly to an experienced professional, not just get handed off to a call centre or admin team.”

His vision was simple: make insolvency advice more approachable, human and tailored and extend it nationally from their Wilmslow headquarters. That personal touch remains central to how the firm operates today.

National company rescue with a personal focus

Many insolvency firms operate from a single region while claiming national coverage. In contrast, Umbrella.UK Insolvency genuinely delivers national company rescue services. Whether you’re a limited company in Newcastle, a sole trader in Cornwall, or a partnership in Manchester, you’ll receive the same level of personal, director-led care.

The team uses a combination of in-person meetings, video calls and phone consultations to make expert advice accessible wherever you are in the UK.

Why choose Umbrella.UK Insolvency?

There are several compelling reasons why business owners trust Umbrella.UK Insolvency for national company rescue:

• Free, confidential consultation
  You’ll get a one-on-one meeting in person, by phone or video call with Tom Fox, Licensed Insolvency Practitioner, often within 24 hours.
• Hands-on, director-led support
  Tom Fox and his experienced team personally manage every case. No hand-offs, no faceless systems – just clear, professional support throughout.
• Nationwide service from a cheshire base
  Despite being based in Wilmslow, Umbrella.UK Insolvency delivers services across England and Wales.
• Full accreditation
  The firm is licensed and regulated by the Insolvency Practitioners Association (IPA) and is a proud member of R3, the Association of Business Recovery Professionals.

Comprehensive national business rescue solutions

Umbrella.UK Insolvency offers a full range of options for businesses seeking company rescue advice and solutions, including:

• Company Voluntary Arrangements (CVAs)
  Allow you to pay off debts over time while continuing to trade.
• Company Administration
  Protects the business from creditor action while a turnaround is attempted.
• Pre-Pack Administration
  Enables the fast sale of business assets to a new company, preserving value and jobs.
• Bounce back loan & HMRC arrears support
  Practical solutions to restructure and resolve government-backed debt.

They also advise on PAYE, VAT, rent arrears, business rates, utilities and vehicle leasing.

Sector experience across the UK

Umbrella.UK Insolvency supports businesses in many industries, including:

• Construction and Property – where delays and cash flow issues are common.
• Retail and Hospitality – dealing with shifting consumer behaviour and rising costs.
• Professional Services – helping companies recover from client insolvency or tax complications.
• Manufacturing and Engineering – supporting complex supply chains and restructuring.
• Tech and Digital – helping startups scale safely or pivot when funding dries up.

Their experience across sectors means they understand the pressures unique to your business, and how to address them effectively.

Real results for real businesses

Clients frequently comment on how approachable and professional the service feels. One business owner said:

“From the first call with Tom Fox, I felt reassured. He explained the process clearly, never pressured me, and handled everything from HMRC to legal documents with real care and expertise.”

This personal approach is what makes Umbrella.UK Insolvency stand out in the crowded field of national company rescue providers.

Your business rescue journey starts here

1. Book a free consultation
   Speak directly with Tom Fox. No obligation, just honest professional advice for your individual circumstances.
2. Get a clear plan
   Receive a tailored proposal to deal with your business debt, protect your assets and preserve value.
3. Let us handle the details
   From creditor negotiations to legal filings, we’ll manage the process for you, professionally and discreetly.
4. Ongoing guidance
   Even after implementation, the Umbrella.UK Insolvency team led by Tom Fox remains available to help you through the transition.

Ready to take the next step?

Tom Fox set up Umbrella.UK Insolvency to offer business owners something that’s often lacking in insolvency: personal, experienced and hands-on advice. Whether you’re facing short-term cash flow issues or longer-term liabilities, Tom and his experienced team is ready to help.

📞 Call 01625 546 240 or visit www.umbrella.uk to book your free, confidential 1:1 initial consultation with Tom Fox today.

Don’t let financial uncertainty define your future, let Umbrella.UK Insolvency guide you with integrity, clarity and care.