
How to effectively negotiate with creditors – A guide for small businesses
22nd October 2024
How Umbrella.UK Insolvency Partners with Accountants and IFAs to Help Clients in Financial Distress
14th November 2024Umbrella.UK Insolvency – Your Trusted Partner for Business Rescue, Recovery & Company Closure

Umbrella.UK Insolvency Service
Running a business is a rewarding venture, but it also comes with its share of challenges. From navigating financial difficulties to making the difficult decision to close a business, there are times when expert guidance is crucial. If your company is facing financial strain, or if you’re a small business owner considering retirement or a career change, Umbrella.UK Insolvency is here to help you make the best decisions for your future.
Who Are We?
Umbrella.UK Insolvency is a licensed insolvency practice that specialises in helping businesses navigate complex financial situations. Whether you’re dealing with debt or planning an orderly company closure, our expert team provides clear, practical advice to guide you through the process.
With years of experience in insolvency and business recovery, we pride ourselves on delivering a tailored insolvency service that meet your unique needs. We are committed to taking the pressure off your shoulders by helping you manage financial difficulties or exit your business smoothly.
We are based in Wilmslow, Cheshire but operate across Manchester, the North West, and nationally.
Our Core Insolvency Service
At Umbrella.UK Insolvency, we provide a range of insolvency services that support businesses through rescue, recovery, and closure. Here are some of the key options we offer:
- Company Voluntary Arrangements (CVA) – If your business is struggling with debt but has the potential to recover, a CVA could be the solution you need. This formal agreement allows you to negotiate with creditors, restructure your debt, and pay it off over time, typically on more manageable terms. Umbrella.UK Insolvency will help you create a proposal that is fair to both your business and your creditors, giving you the breathing room you need to stabilise your company.
- Administration – For businesses facing more severe financial difficulties, administration can provide a lifeline. The process puts your company under the control of licensed insolvency practitioners who will work to recover the business or sell its assets in a way that maximises value. Administration can protect you from creditor action while providing an opportunity to restructure and save the business.
- Creditors’ Voluntary Liquidation (CVL) – If your business can no longer continue trading due to insurmountable debt, a CVL offers a structured way to close your company. This voluntary process allows directors to close their business in an orderly and transparent manner, with the goal of maximising returns to creditors. Umbrella.UK Insolvency will manage the entire process, ensuring a smooth transition and minimising any personal liability.
- Members’ Voluntary Liquidation (MVL) – Not all liquidations are the result of financial difficulties. If you’re a solvent business owner, contractor, or small business owner looking to close your company for reasons such as retirement, a career change, or restructuring, an MVL is the most tax-efficient way to do so. Our team will help you manage the closure of your company, ensuring that any remaining assets are distributed among shareholders in a way that complies with all legal and financial regulations. MVLs are particularly popular with limited contractors and those looking to retire, offering an efficient way to wind up business operations and move on to the next stage of life.

Contact Umbrella.UK Insolvency today for a free, no-obligation initial consultation
Why Choose Umbrella.UK Insolvency Service?
Umbrella.UK Insolvency stands out as a trusted partner for businesses in financial distress or those looking for an efficient closure. Here’s why we’re the preferred choice for an insolvency service:
- Experienced and Accredited Team – Our licensed insolvency practitioners have a wealth of experience and are accredited by professional bodies, ensuring you receive reliable and expert advice tailored to your situation.
- Comprehensive Support – We offer a complete range of services from company rescue to closure, meaning we can help no matter what stage your business is at. Our solutions are designed to meet your specific needs, whether you’re looking to recover or close your company. We also offer a free Directors’ Advice Hub.
- Tailored, Transparent Advice – We provide clear, jargon-free advice that’s easy to understand. We’ll explain all your options, ensuring you’re fully informed every step of the way so you can make the best decision for your business.
- Client-Focused Service – At Umbrella.UK Insolvency, our clients are at the heart of everything we do. We work closely with you, offering compassionate and confidential support to help you through challenging times, making the process as stress-free as possible.

Take the first step towards resolving your business challenges with confidence by contacting Umbrella.UK Insolvency today for an insolvency service.
Whether you’re facing financial challenges or considering closing your business for personal reasons, Umbrella.UK Insolvency is here to help. Our expert team will work closely with you to explore the options available and guide you through the process, ensuring that you make informed decisions that align with your long-term goals.
Contact Umbrella.UK Insolvency today for a free, no-obligation initial consultation and take control of your business’s future with confidence.