Business and Personal Debt Solutions

Get debt advice and help from Umbrella and enjoy peace of mind.

Umbrella are Licensed Insolvency Practitioners, accredited by the FCA, based in Wilmslow, Cheshire. We deliver friendly, clear and confidential help to individuals and businesses struggling with debt across the UK.

If you are a business under financial pressure, don’t delay, get professional advice now and take back control.

If you are an individual struggling with debt we can help you reduce your debts, stop the demanding phone calls and arrange a single affordable monthly payment.

Contact us today for a FREE initial consultation to understand your debt situation and to discuss the options available to you.

Business Debt Advice

Get help with business debt & tax efficient business closure

Is your business experiencing financial difficulty? Don't get caught in the rain, let Umbrella's insolvency practitioners protect you and provide a clear, non-judgmental and confidential insolvency service. Get professional advice now! FREE initial consultation.

Get fast professional personal or business debt advice today

Call 0800 611 8888 now or request a callback below.

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If you are unsure what situation your business is in, don’t worry! Call our confidential expert advisers on 0800 611 8888 or request a call back.

As Licensed Insolvency Practitioners with FCA accreditation, you can trust that Umbrella will give you confidential, friendly and expert debt advice.

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Umbrella Insolvency Customer Reviews

I’d just like to thank both you and Tom for your help with the closure of my company. You have been highly efficient and very professional throughout. Thank you.

Mr Tony D (August 2019)

Umbrella guided me as sole Director of my small limited company, and the shareholders, through every step of a Members Voluntary Liquidation in a very efficient manner. The steps required were clearly laid out and proactively managed by their licensed practitioner. From first meeting through to an interim distribution of funds to shareholders took only a few days in our case. Thereafter, Umbrella will be managing all of the downstream actions required to complete the process with HMRC and Companies House, through to the final discharge of the company.

Mr Alex O (March 2019)

Thank you very much for your assistance in a successful proposal. We are ever so grateful as this is a chance to transform our lives; or rather you have given us a second chance to have our lives in order. Thank your for your patience and perseverance throughout that you showed.

NP (October 2018)

I extend my appreciation of your professional efficiency in handling my company business and herewith say thank you.

Maxine R (January 2018)

First of all, I would like to say a BIG Thank You for all of your assistance over the past year. I would not be in the positive state of recovery without Umbrella. Your care and assistance at the application stage last summer, along with the advice throughout the year, has been great. I would not hesitate to tell anyone in my negative situation where to turn to.

Mr TM (September 2017)

I would like to thank Sarah and her team for all the hard work they have put into helping me sort my finances out once and for all. Without this IVA I would still be struggling every month trying to make ends meet. I received nothing but an efficient polite service every time I spoke to a member of your team and I’m so very grateful. Thank you so much.

Natasha R (January 2017)

Thank you so much for your help with my IVA. As an ex-company Director my life took a downward spiral when creditors from my liquidated company called upon my personal guarantees. I had been treading water for months, ran up credit card debts and borrowed from family. When a creditor instigated bankruptcy proceedings against me I thought I was going to lose my house. I contacted Umbrella who stopped all the phone calls and threatening letters. Umbrella explained things in a way I could understand. They negotiated with creditors and my IVA went through, now I can sleep at night again and I kept my home. Thomas Fox was extremely knowledgeable and I truly thank him and his team.

Paul G (December 2016)

I would like to say a very big “Thank You” to your lady on the telephone this morning who helped me start getting my life sorted and debts managed. So thank you “Sarah” great help… thank you again.

L. Smart (October 2016)