Refer your clients to us
“At Umbrella.UK Insolvency, we work closely with an informal network of accountants, IFAs, solicitors and finance brokers to find the best solution for their clients.”
Tom Fox | Head of Insolvency Services
Supporting accountants in insolvency decision making
Accountants are often the first to identify financial distress, but the decision to involve an Insolvency Practitioner is rarely straightforward. We help you make that decision early, clearly and safely.
When a client’s financial position becomes uncertain, early input from a Licensed Insolvency Practitioner can significantly expand the available options. This is particularly relevant for accountants, contractor advisers and tax professionals supporting SMEs, personal service companies and clients approaching closure, restructuring or Members’ Voluntary Liquidation (MVL).
Why refer to Umbrella.UK Insolvency
We provide clear, commercially focused advice while ensuring you remain central to the client relationship, with a relationship-led approach designed for long-term professional collaboration.
We view referrals as long-term partnerships:
We are committed to maintaining an ongoing professional relationship built on trust, responsiveness and continuity of service.
Benefits for you
We act as a seamless extension of your advisory service when insolvency input is required, ensuring you can refer with confidence while maintaining your client relationship and professional standing.
What this means in practice:
How this benefits your business:
Benefits for your client
When introduced, your clients will receive:
When should you refer an insolvency case?
Tom Fox, Head of Insolvency, highlights that:
“In practice, most referrals happen earlier than expected â often when the situation feels uncertain rather than critical.
Timing is often unclear when advising a client in financial difficulty. Referrals typically arise where there is uncertainty, increasing pressure or concern around directors’ duties.”
Early involvement helps stabilise the position and clarify available options.
Common scenarios include:
If in doubt, we can provide a confidential, no-obligation initial view.
Commercial clarity and protection
Referring a client will not affect your relationship, it is designed to support it. We understand referrals must strengthen, not disrupt, your existing relationships.
We operate on a strictly professional and transparent basis throughout.
Get in touch
For more information about our referral and partnership schemes, or to discuss a client confidentially, contact Tom Fox today.â¨
Call 01625 546 240 or 07814 434 697.
Learn more
To make the process clear and seamless, we explain exactly what happens when you refer a client to us.
Case studies
Read case studies about clients who have been referred to us and how we collaborated for a successful outcome.
Get our free insolvency guide for accountants
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Why our partners love to work with us
I have worked with Tom on many assignments over the last 11 years since meeting him when studying for our JIEB insolvency exams. Tom approaches every case with the same high level of diligence, organisation, and skill. He quickly builds a rapport with all stakeholders which is key in obtaining the best overall result for the company or individual involved and their creditors. Tom balances commerciality with integrity and a strong work ethic. I would highly recommend Tom’s services to any party facing financial difficulty.
Kevin Pinkerton
Partner, Freeths LLP
