Insolvency Resources

Creditor Guides

A creditor’s guide to Creditors’ Voluntary Liquidation (‘CVL’) – issued October 2022. Download PDF >
A creditor’s guide to Administration – issued February 2023. Download PDF >
A creditor’s guide to Members’ Voluntary Liquidation (‘MVL’) – issued May 2023. Download PDF >
Creditors’ Committees – A Guide for Creditors – issued March 2023. Download PDF >

Fee Guides – 2021

Voluntary Arrangements – A Creditors’ Guide to Insolvency Practitioners’ Fees – Revised 1 April 2021. Download PDF >
Liquidations – A Creditors’ Guide to Insolvency Practitioners’ Fees. Download PDF >
A Creditor’s Guide to Administrators’ Fees – Revised 1 April 2021. Download PDF >
Bankruptcy – A Creditor’s Guide to Insolvency Practitioner’s Fees – Revised 1 April 2021. Download PDF >

Fee Guides – 2017

Voluntary Arrangements – A Creditors’ Guide to Insolvency Practitioners’ Fees 2017. Download PDF >
Liquidations – A Creditors’ Guide to Insolvency Practitioners’ Fees 2017. Download PDF >
A Creditor’s Guide to Administrators’ Fees 2017. Download PDF >
A Shareholders Guide to Liquidators’ Fees 2017. Download PDF
Bankruptcy – A Creditor’s Guide to Insolvency Practitioner’s Fees 2017. Download PDF >

Fee Guides – 2011

Voluntary Arrangements – A Creditors’ Guide to Insolvency Practitioners’ Fees 2011. Download PDF >

Other Resources

Umbrella.UK’s Fees and Disbursements Policy. Download PDF >

Useful Links

R3 (rescue Recovery Renewal) is the trade association for the UK’s insolvency, restructuring, advisory, and turnaround professionals. They represent insolvency practitioners, lawyers, turnaround and restructuring experts, students, and others in the profession. – www.r3.org.uk
Insolvency Practitioners Association (IPA) – Membership body recognised for the purposes of authorising (licensing) insolvency practitioners (IPs) under the Insolvency Act 1986. – www.insolvency-practitioners.org.uk
Options for paying off your debts – https://www.gov.uk/options-for-paying-off-your-debts
Free debt counselling, debt adjusting and credit information services are available. You can find out more by contacting Money Helper at https://www.moneyhelper.org.uk/en
Business Debtline – provides free advice and resources to help people deal with their business finances and business debts. – https://www.businessdebtline.org/

What our clients tell us

Tom Fox was incredibly helpful as I prepared to liquidate a couple of companies - clear advice, a respectful approach to both myself as director and the creditors, and a reasonable fee structure vs many of the national IP's I spoke to whilst researching who to work with.

Mike S

I engaged Umbrella accountants to oversee a Members Voluntary Liquidation for the small consultancy business I've been running. The team talked me through the MVL process, steps and requirements. The paperwork involved was well explained and straightforward, with the initial disbursement of funds handled very quickly and professionally under tight deadlines.

Brendan N

I extend my appreciation of your professional efficiency in handling my company business and herewith say thank you.

Maxine R

Umbrella.UK Insolvency guided me as sole Director of my small limited company, and the shareholders, through every step of a Members Voluntary Liquidation in a very efficient manner. The steps required were clearly laid out and proactively managed by their licensed practitioner. From first meeting through to an interim distribution of funds to shareholders took only a few days in our case. Thereafter, Umbrella will be managing all of the downstream actions required to complete the process with HMRC and Companies House, through to the final discharge of the company.

Alex O

I'd just like to thank Tom for your help with the closure of my company. You have been highly efficient and very professional throughout. Thank you.

Tony D

First of all, I would like to say a BIG Thank You for all of your assistance over the past year. I would not be in the positive state of recovery without Umbrella Insolvency. Your care and assistance at the application stage last summer, along with the advice throughout the year, has been great. I would not hesitate to tell anyone in my negative situation where to turn to.

Mr TM

Before I came to Umbrella.UK Insolvency I was in a bad place mentally due to debt because I believed I would be in my current situation for a long time to come. Umbrella.UK Insolvency walked me through my options and helped me pick the best one. I am genuinely amazed at what they managed to do for me and can now afford to live comfortably, and without the constant worry of debt looming over me.

I engaged Tom to arrange an IVA for me after I ran into financial difficulties as a result of the closure of my company. He introduced me to Sarah and both of them as a team worked tirelessly through Lockdown to get the best outcome for me and my family. Both Sarah and Tom were patient, thorough and incredibly compassionate for our situation. They attained the best outcome for us and I couldn't speak more highly of them. Thank you to you both, Amazing work.

Thank you very much for your assistance in a successful proposal. We are ever so grateful as this is a chance to transform our lives; or rather you have given us a second chance to have our lives in order. Thank you for your patience and perseverance throughout that you showed.

Thank you so much for your help with my IVA. As an ex-company Director my life took a downward spiral when creditors from my liquidated company called upon my personal guarantees. I had been treading water for months, ran up credit card debts and borrowed from family. When a creditor instigated bankruptcy proceedings against me I thought I was going to lose my house. I contacted Umbrella.UK Insolvency who stopped all the phone calls and threatening letters. Umbrella.UK Insolvency explained things in a way I could understand. They negotiated with creditors and my IVA went through, now I can sleep at night again and I kept my home. Thomas Fox was extremely knowledgeable and I truly thank him and his team.

Paul G

Following a personal recommendation, we appointed Umbrella.UK Insolvency to handle the voluntary liquidation of our business (MVL). Tom and his team were excellent, keeping us well informed throughout and working effectively with the company's accountants to ensure all documentation was produced and filed on time. I have since recommended Umbrella.UK to friends looking for similar services and I have no hesitation in recommending them more widely.

Kevin B

I engaged Umbrella .UK Insolvency to oversee a Members Voluntary Liquidation for the small consultancy business I've been running. The team talked me through the MVL process, steps and requirements. The paperwork involved was well explained and straightforward, with the initial disbursement of funds handled very quickly and professionally under tight deadlines.

Brendan N

Thank you to Tom Fox at Umbrella Insolvency for helping me close my limited company after being forced to close it due to IR35 issues. Tom clearly has a lot of experience doing MVLs to help limited contractors like myself caught by IR35. I was surprised by how much money I was actually left with. Very impressed, thank you!

David G

I had the pleasure of working with Umbrella.UK for an insolvency matter. Their compassionate approach, coupled with their expertise, helped me find the right solution for my company's financial difficulties. I highly recommend their services.

M Harris

Umbrella.UK's team of insolvency practitioners demonstrated exceptional knowledge and professionalism throughout our engagement. Their ability to provide clear solutions and communicate complex matters made the CVL insolvency process much more manageable.

Emma D

As a director facing company financial difficulties during covid, I was overwhelmed and unsure about the next steps. Umbrella.UK stepped in and guided me through the options for helping my business recover with patience and expertise. I cannot thank them enough for their exceptional service and my company is in a much healthier situation.

Mark T

I am extremely grateful to Umbrella.UK for their prompt and effective insolvency assistance. Their deep understanding of the insolvency process and dedication to helping struggling businesses saved us from a dire situation. Thank you!

S Johnson

Tom Fox at Umbrella.UK provided invaluable guidance and support during a challenging time for our business. Their team of experts helped us navigate through insolvency with professionalism and efficiency. Highly recommended.

John S

Insolvency Resources

Creditor Guides

Fee Guides – 2021

Fee Guides – 2017

Fee Guides – 2011

Other Resources

Useful Links

What our clients tell us

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