Business Liquidation, Company Rescue Advice

About us

At Umbrella.UK Insolvency, we know that financial difficulties can feel deeply personal and overwhelming. Whether you’re worried about debt, creditor pressure or the future of your business, you’re not alone. We’re here to help you understand where things stand and what you can do next, without judgement and with real expert knowledge.

Our goal is simple…

To give you clarity and a way forward, whatever your circumstances. We don’t just list insolvency solutions, we take the time to listen so we can help you choose the one that really fits your situation, your business and your future.

With our extensive experience working with companies of all sizes and industries since 2009, we have a comprehensive understanding of diverse sectors. Our wide range of services caters to the specific requirements of businesses, regardless of their scale or industry.

Leading the team

Tom Fox, Head of Insolvency, leads our practice and personally oversees every case. With over 20 years of experience, Tom is a licensed Insolvency Practitioner. He is a member of the Insolvency Practitioners Association (IPA) and the Association of Business Recovery Professionals (R3).

All cases at Umbrella.UK are director-led by Tom Fox personally, ensuring that you always receive expert guidance directly from an experienced practitioner.

Tom is supported by a professional, experienced and friendly team who share his commitment to clarity, compliance and practical solutions. Together they provide the right mix of technical expertise and personal support, ensuring you feel guided and reassured at every step.

Why choose umbrella.uk insolvency?

Umbrella.UK Insolvency is one of the North West’s leading Insolvency Practitioners providing director-led insolvency services to company directors who need expert help with either business closure and business rescue, business debts or HMRC debt. Whatever scenario your business is facing, we will provide professional help you can trust to move forward.

Trusted Company Rescue, Recovery & Closure Experts

Get fast, professional, non-judgemental insolvency guidance – 100% confidential, free and completely obligation-free.

Expert-Led Support You Can Rely On

Director-led involvement from Tom Fox, a Licensed Insolvency Practitioner with over 20 years’ experience and memberships with the IPA and R3.

Clear, Honest Solutions That Work for You

We provide straightforward business rescue or closure options – no jargon, just practical advice tailored to your situation.

Nationwide, Dependable Service

Based in Wilmslow, Cheshire, our friendly team supports business owners across the UK by phone, online or in person.

What our clients tell us

Tom Fox was incredibly helpful as I prepared to liquidate a couple of companies - clear advice, a respectful approach to both myself as director and the creditors, and a reasonable fee structure vs many of the national IP's I spoke to whilst researching who to work with.

Mike S

I engaged Umbrella accountants to oversee a Members Voluntary Liquidation for the small consultancy business I've been running. The team talked me through the MVL process, steps and requirements. The paperwork involved was well explained and straightforward, with the initial disbursement of funds handled very quickly and professionally under tight deadlines.

Brendan N

I extend my appreciation of your professional efficiency in handling my company business and herewith say thank you.

Maxine R

Umbrella.UK Insolvency guided me as sole Director of my small limited company, and the shareholders, through every step of a Members Voluntary Liquidation in a very efficient manner. The steps required were clearly laid out and proactively managed by their licensed practitioner. From first meeting through to an interim distribution of funds to shareholders took only a few days in our case. Thereafter, Umbrella will be managing all of the downstream actions required to complete the process with HMRC and Companies House, through to the final discharge of the company.

Alex O

I'd just like to thank Tom for your help with the closure of my company. You have been highly efficient and very professional throughout. Thank you.

Tony D

First of all, I would like to say a BIG Thank You for all of your assistance over the past year. I would not be in the positive state of recovery without Umbrella Insolvency. Your care and assistance at the application stage last summer, along with the advice throughout the year, has been great. I would not hesitate to tell anyone in my negative situation where to turn to.

Mr TM

Before I came to Umbrella.UK Insolvency I was in a bad place mentally due to debt because I believed I would be in my current situation for a long time to come. Umbrella.UK Insolvency walked me through my options and helped me pick the best one. I am genuinely amazed at what they managed to do for me and can now afford to live comfortably, and without the constant worry of debt looming over me.

I engaged Tom to arrange an IVA for me after I ran into financial difficulties as a result of the closure of my company. He introduced me to Sarah and both of them as a team worked tirelessly through Lockdown to get the best outcome for me and my family. Both Sarah and Tom were patient, thorough and incredibly compassionate for our situation. They attained the best outcome for us and I couldn't speak more highly of them. Thank you to you both, Amazing work.

Thank you very much for your assistance in a successful proposal. We are ever so grateful as this is a chance to transform our lives; or rather you have given us a second chance to have our lives in order. Thank you for your patience and perseverance throughout that you showed.

Thank you so much for your help with my IVA. As an ex-company Director my life took a downward spiral when creditors from my liquidated company called upon my personal guarantees. I had been treading water for months, ran up credit card debts and borrowed from family. When a creditor instigated bankruptcy proceedings against me I thought I was going to lose my house. I contacted Umbrella.UK Insolvency who stopped all the phone calls and threatening letters. Umbrella.UK Insolvency explained things in a way I could understand. They negotiated with creditors and my IVA went through, now I can sleep at night again and I kept my home. Thomas Fox was extremely knowledgeable and I truly thank him and his team.

Paul G

Following a personal recommendation, we appointed Umbrella.UK Insolvency to handle the voluntary liquidation of our business (MVL). Tom and his team were excellent, keeping us well informed throughout and working effectively with the company's accountants to ensure all documentation was produced and filed on time. I have since recommended Umbrella.UK to friends looking for similar services and I have no hesitation in recommending them more widely.

Kevin B

I engaged Umbrella .UK Insolvency to oversee a Members Voluntary Liquidation for the small consultancy business I've been running. The team talked me through the MVL process, steps and requirements. The paperwork involved was well explained and straightforward, with the initial disbursement of funds handled very quickly and professionally under tight deadlines.

Brendan N

Thank you to Tom Fox at Umbrella Insolvency for helping me close my limited company after being forced to close it due to IR35 issues. Tom clearly has a lot of experience doing MVLs to help limited contractors like myself caught by IR35. I was surprised by how much money I was actually left with. Very impressed, thank you!

David G

I had the pleasure of working with Umbrella.UK for an insolvency matter. Their compassionate approach, coupled with their expertise, helped me find the right solution for my company's financial difficulties. I highly recommend their services.

M Harris

Umbrella.UK's team of insolvency practitioners demonstrated exceptional knowledge and professionalism throughout our engagement. Their ability to provide clear solutions and communicate complex matters made the CVL insolvency process much more manageable.

Emma D

As a director facing company financial difficulties during covid, I was overwhelmed and unsure about the next steps. Umbrella.UK stepped in and guided me through the options for helping my business recover with patience and expertise. I cannot thank them enough for their exceptional service and my company is in a much healthier situation.

Mark T

I am extremely grateful to Umbrella.UK for their prompt and effective insolvency assistance. Their deep understanding of the insolvency process and dedication to helping struggling businesses saved us from a dire situation. Thank you!

S Johnson

Tom Fox at Umbrella.UK provided invaluable guidance and support during a challenging time for our business. Their team of experts helped us navigate through insolvency with professionalism and efficiency. Highly recommended.

John S

Get free business closure, rescue or debt advice today*

Our friendly and experienced insolvency team is here to help you find the right way forward. Whether your business is facing financial pressure, creditor or HMRC issues, or you’re considering closing your company, we’ll provide clear, confidential guidance and practical support every step of the way.

Call 01625 546 240 now or request a callback from a Licensed Insolvency Practitioner below.*

Contact Us

Main Office: 01625 546 240
E-mail: contact@umbrella.UK
Fax: 01625 522 572

Our Address

Umbrella.UK Insolvency
Bollin House
Bollin Link 
Wilmslow
Cheshire
SK9 1DP

Office hours

Monday - Friday (closed bank holidays)
8.30am - 5.30pm

About us

Leading the team

How we help

We listen first

We explain your options

We decide together

We manage the process

We continue to support you

Our Values

Integrity

Professionalism

Empathy

Clarity