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The best money saving apps

The best money saving apps

The best money saving apps

Monzo Bank

An app-based bank, Monzo Bank launched in 2016 with a highly rated prepaid card. Now the company has created a new current account to help people get a grip on their finances.

The app offers real-time notifications when you use your debit card and gives you the option to round purchases up to the nearest pound, adding the extra money to your savings. It also lets you organise money into ‘pots’ so you can keep track of rent, bills and other spending.

Starling Bank is another well trusted app-based bank account and there are no fees for using the debit card overseas, so its a good choice if you are going abroad.

MySupermarket

Are you an everyday bargain hunter? The MySupermarket app helps you get the most out of your weekly shop, allowing you to compare supermarket prices, pointing out good deals and giving you vouchers.

It list prices from Sainsbury’s, Aldi, Waitrose, Tesco, Ocado, Asda, Lidl, Iceland, Morrisons and more and when you are in a shop you can scan a products barcode to find out if it is cheaper elsewhere.

You can also find out where you shopping basket would be cheapest overall. MySupermarket takes the guesswork out of supermarket shopping, claiming to save customers about 30%.

VoucherCodes

Looking for a cheap meal out? Need something cheap to keep the kids entertained over summer? How about 50% off your favourite toiletries?

These are just some of the offers available on voucher apps like VoucherCodes. Wherever you are in the UK, you’ll always be able to find a deal local to you.

VoucherCodes is one of the best apps for discounts and codes, but there are many others like GroupOn, Vouchercloud and HotUKDeals.

 Squirrel

Always running out of cash before payday? This saving app lets you squirrel away your salary to help it go further each month.

When you get paid you move your salary into a different account (provided by Barclays), then the app releases money gradually back into your main account, getting rid of the temptation to spend it all at once.

You can tell it when bills are due, to make sure there’s enough money in your account and disposable income is paid in weekly. You do have to pay for the app though, there’s a monthly fee of £3.99.

Chip

Chip is a free saving app that’s compatible with most UK bank accounts. Once you connect it to your current account, it gathers information about your spending and calculates how much it thinks you should be able to save.

Every few days it will then transfer this money into a separate savings account, taking the pain out of saving.

It’s worth mentioning that Chip stores money in an e-wallet. The money is held by Barclays but the app doesn’t have the usual £85,000 protection provided by the FSCS.

Stockimo

This is more of a money making app than a money saving app. It puts more money in your back pocket from selling mobile phone pictures on the web.

Most stock photography websites want you to use a fancy DSLR camera to capture pictures, but Stockimo, which is owned by Alamy, allows you to upload pictures directly from your phone onto their iPhone app.

You earn a small commission each time one of your photos is sold, so if you take some good quality pictures then you’ve got a good chance of earning money.

Streetspotr

This is another money making app that pays you for doing simple market research tasks. It’s billed as a kind of ‘grown-up treasure hunt’ and it really is one of the easiest ways to make a bit of pocket money.

Jobs, which usually pay about £5 each, include buying products from certain eateries, taking photographs in a supermarket or checking a restaurant menu.

The jobs are limited but it’s easy money, particularly if you live close to a town centre or busy high street.

If you are struggling with problem debt that you can’t pay back, speak to a member of the Umbrella Insolvency team today.

We can offer friendly advice on what’s the best option for you and your family. Call: 0800 611 8888.

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